Current Rate - May-12
4.46% 20 year rate 4.67% 20 year RFI
3.75% 10 year rate 3.99% 10 year RFI

May-12

20-year Term: 4.46%
10-year Term: 3.75%

20-year Term RFI: 4.67%
10-year Term RFI:3.99%

See rate history

Gary Witkowski

Relationship Manager

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Gary is a Relationship Manager, responsible for processing applications and loan closing.  Gary also works with lenders in the Northern Michigan area as a Loan Officer, developing business by encouraging the use of the SBA 504 loan program.

Gary has been with EDF since 2006. He graduated from Grand Valley State University with a Bachelor’s degree in Business Administration majoring in accounting and finance. 

He has lived in downtown Grand Rapids for three years.  Outside of work, Gary enjoys playing golf and spending time with his girlfriend Ellen, family, and friends.