Current Rates
Please note that the rates quoted are fully effective rates. This means the rate includes monthly servicing fees to the CDC, SBA, and central servicing agent.
January 2022 |
25 year - 3.22% 20 year - 3.07% 10 year - 3.07% 25 year (Refinance) - 3.23% 20 year (Refinance) - 3.09% 10 year (Refinance) - 3.10% |
December 2021 |
25 year - 3.03% 20 year - 2.88% 10 year - 2.63% 25 year (Refinance) - 3.04% 20 year (Refinance) - 2.89% 10 year (Refinance) - 2.81% |
November 2021 |
25 year - 2.92% 20 year - 2.78% 10 year - 2.63% 25 year (Refinance) - 2.94% 20 year (Refinance) - 2.79% 10 year (Refinance) - 2.81% |
October 2021 |
25 year - 2.91% 20 year - 2.77% 10 year - 2.37% 25 year (Refinance) - 2.93% 20 year (Refinance) - 2.78% 10 year (Refinance) - 2.39% |
September 2021 |
25 year - 2.98% 20 year - 2.86% 10 year - 2.69% 25 year (Refinance) - 3.02% 20 year (Refinance) - 2.90% 10 year (Refinance) - 2.74% |
August 2021 |
25 year - 2.87% 20 year - 2.75% 10 year - 2.60% 25 year (Refinance) - 2.91% 20 year (Refinance) - 2.80% 10 year (Refinance) - 2.66% |
July 2021 |
25 year - 2.81% 20 year - 2.70% 10 year - 2.60% 25 year (Refinance) - 2.86% 20 year (Refinance) - 2.74% 10 year (Refinance) - 2.66% |
June 2021 |
25 year - 2.89% 20 year - 2.77% 10 year - 2.62% 25 year (Refinance) - 2.93% 20 year (Refinance) - 2.81% 10 year (Refinance) - 2.67% |
May 2021 |
25 year - 2.94% 20 year - 2.85% 10 year - 2.62% 25 year (Refinance) - 2.98% 20 year (Refinance) - 2.89% 10 year (Refinance) - 2.67% |
April 2021 |
25 year - 3.08% 20 year - 3.02% 10 year - 2.70% 25 year (Refinance) - 3.12% 20 year (Refinance) - 3.06% 10 year (Refinance) - 2.70% |
March 2021 |
25 year - 3.05% 20 year - 3.00% 10 year - 2.70% 25 year (Refinance) - 3.09% 20 year (Refinance) - 3.05% 10 year (Refinance) - 2.70% |
February 2021 |
25 year - 2.76% 20 year - 2.72% 10 year - 2.45% 25 year (Refinance) - 2.80% 20 year (Refinance) - 2.76% 10 year (Refinance) - 2.45% |
January 2021 |
25 year - 2.70% 20 year - 2.66% 10 year - 2.45% 25 year (Refinance) - 2.74% 20 year (Refinance) - 2.70% 10 year (Refinance) - 2.45% |
December 2020 |
25 year - 2.47% 20 year - 2.43% 10 year - 2.23% 25 year (Refinance) - 2.47% 20 year (Refinance) - 2.43% 10 year (Refinance) - 2.23% |
November 2020 |
25 year - 2.40% 20 year - 2.36% 10 year - 2.23% 25 year (Refinance) - 2.40% 20 year (Refinance) - 2.36% 10 year (Refinance) - 2.23% |
October 2020 |
25 year - 2.43% 20 year - 2.40% 10 year - 2.28% 25 year (Refinance) - 2.43% 20 year (Refinance) - 2.40% 10 year (Refinance) - 2.28% |
September 2020 |
25 year - 2.41% 20 year - 2.37% 10 year - 2.28% 25 year (Refinance) - 2.41% 20 year (Refinance) - 2.37% 10 year (Refinance) - 2.28% |
August 2020 |
25 year - 2.27% 20 year - 2.21% 10 year - 2.40% 25 year (Refinance) - 2.27% 20 year (Refinance) - 2.22% 10 year (Refinance) - 2.40% |
July 2020 |
25 year - 2.41% 20 year - 2.35% 10 year - 2.40% 25 year (Refinance) - 2.41% 20 year (Refinance) - 2.35% 10 year (Refinance) - 2.40% |
June 2020 |
25 year - 2.60% 20 year - 2.53% 10 year - 2.85% 25 year (Refinance) - 2.60% 20 year (Refinance) - 2.53% 10 year (Refinance) - 2.85% |
May 2020 |
25 year - 2.76% 20 year - 2.68% 10 year - 2.64% 25 year (Refinance) - 2.76% 20 year (Refinance) - 2.68% 10 year (Refinance) - 2.64% |
April 2020 |
25 year - 3.03% 20 year - 2.96% 10 year - 2.85% 25 year (Refinance) - 3.03% 20 year (Refinance) - 2.96% 10 year (Refinance) - 2.85% |
March 2020 |
25 year - 2.88% 20 year - 2.81% 10 year - 2.85% 25 year (Refinance) - 2.88% 20 year (Refinance) - 2.81% 10 year (Refinance) - 2.85% |
February 2020 |
25 year - 3.46% 20 year - 3.39% 10 year - 3.80% 25 year (Refinance) - 3.47% 20 year (Refinance) - 3.39% 10 year (Refinance) - 3.81% |
January 2020 |
25 year - 3.71% 20 year - 3.64% 10 year - 3.80% 25 year (Refinance) - 3.72% 20 year (Refinance) - 3.65% 10 year (Refinance) - 3.81% |
December 2019 |
25 year - 3.64% 20 year - 3.58% 10 year - 3.93% 25 year (Refinance) - 3.70% 20 year (Refinance) - 3.64% 10 year (Refinance) - 3.97% |
November 2019 |
25 year - 3.80% 20 year - 3.74% 10 year - 3.93% 25 year (Refinance) - 3.83% 20 year (Refinance) - 3.78% 10 year (Refinance) - 3.97% |
October 2019 |
25 year - 3.54% 20 year - 3.46% 10 year - 3.56% 25 year (Refinance) - 3.57% 20 year (Refinance) - 3.50% 10 year (Refinance) - 3.60% |
September 2019 |
25 year - 3.46% 20 year - 3.36% 10 year - 3.56% 25 year (Refinance) - 3.49% 20 year (Refinance) - 3.39% 10 year (Refinance) - 3.60% |
August 2019 |
25 year - 3.63% 20 year - 3.53% 10 year - 3.94% 25 year (Refinance) - 3.66% 20 year (Refinance) - 3.57% 10 year (Refinance) - 3.98% |
July 2019 |
25 year - 4.01% 20 year - 3.91% 10 year - 3.94% 25 year (Refinance) - 4.04% 20 year (Refinance) - 3.95% 10 year (Refinance) - 3.98% |
June 2019 |
25 year - 4.09% 20 year - 3.98% 10 year - 4.37% 25 year (Refinance) - 4.12% 20 year (Refinance) - 4.02% 10 year (Refinance) - 4.40% |
May 2019 |
25 year - 4.39% 20 year - 4.27% 10 year - 4.37% 25 year (Refinance) - 4.42% 20 year (Refinance) - 4.30% 10 year (Refinance) - 4.40% |
April 2019 |
25 year - 4.53% 20 year - 4.37% 10 year - 4.63% 25 year (Refinance) - 4.56% 20 year (Refinance) - 4.39% 10 year (Refinance) - 4.42% |
March 2019 |
25 year - 4.74% 20 year - 4.59% 10 year - 4.63% 20 year (Refinance) - 4.62% 10 year (Refinance) - 4.66% |
February 2019 |
25 year - 4.77% 20 year - 4.65% 10 year - 4.65% 20 year (Refinance) - 4.79% 10 year (Refinance) - 4.68% |
January 2019 |
25 year - 4.88% 20 year - 4.76% 10 year - 5.06% 20 year (Refinance) - 4.81% 10 year (Refinance) - 5.11% |
December 2018 |
25 year - 4.99% 20 year - 4.93% 10 year - 5.25% 20 year (Refinance) - 5.04% 10 year (Refinance) - 5.30% |
November 2018 |
25 year - 5.64% 20 year - 5.59% 10 year - 5.59% 20 year (Refinance) - 5.64% 10 year (Refinance) - 5.64% |
October 2018 |
25 year - 5.53% 20 year - 5.49% 10 year - 5.25% 20 year (Refinance) - 5.54% 10 year (Refinance) - 5.30% |
September 2018 |
25 year - 5.29% 20 year - 5.25% 10 year - 5.25% 20 year (Refinance) - 5.30% 10 year (Refinance) - 5.30% |
August 2018 |
25 year - 5.35% 20 year - 5.30% 10 year - 5.30% 20 year (Refinance) - 5.35% 10 year (Refinance) - 5.35% |
July 2018 |
25 year - 5.32% 20 year - 5.26% 10 year - 5.30% 20 year (Refinance) - 5.30% 10 year (Refinance) - 5.36% |
June 2018 |
20 year - 5.32% 10 year - 5.28% 20 year (Refinance) - 5.36% |
May 2018 |
20 year - 5.22% 10 year - 5.28% 20 year (Refinance) - 5.26% |
April 2018 |
20 year - 5.03% 10 year - 5.11% 20 year (Refinance) - 5.08% |
March 2018 |
20 year - 4.92% 10 year - 5.11% 20 year (Refinance) - 4.97% |
February 2018 |
20 year - 4.94% 10 year - 4.66% 20 year (Refinance) - 4.99% |
January 2018 |
20 year - 4.64% 10 year - 4.66% 20 year (Refinance) - 4.69% |
December 2017 |
20 year - 4.50% 10 year - 4.47% 20 year (Refinance) - 4.55% |
November 2017 |
20 year - 4.57% 10 year - 4.47% 20 year (Refinance) - 4.61% |
October 2017 |
20 year - 4.63% 10 year - 4.15% 20 year (Refinance) - 4.68% |
September 2017 |
20 year - 4.38% 10 year - 4.15% 20 year (Refinance) - 4.42% |
August 2017 |
20 year - 4.53% 10 year - 4.49% 20 year (Refinance) - 4.58% |
July 2017 |
20 year - 4.76% 10 year - 4.49% 20 year (Refinance) - 4.80% |
June 2017 |
20 year - 4.60% 10 year - 4.51% 20 year (Refinance) - 4.64% |
May 2017 |
20 year - 4.66% 10 year - 4.51% 20 year (Refinance) - 4.70% |
April 2017 |
20 year - 4.62% 10-year - 4.41% |
March 2017 |
20 year - 4.83% 10 year - 4.81% 20 year (Refinance) - 4.87% |
February 2017 |
20 year - 4.60% 10 year - 4.59% 20 year (Refinance) - 4.64% |
January 2017 |
20 year - 4.58% 10 year - 4.59% 20 year (Refinance) - 4.63% |
December 2016 |
20 year - 4.59% 10 year - 4.34% 20 year (Refinance) - 4.65% |
November 2016 |
20 year - 4.35% 10 year - 4.34% 20 year (Refinance) - 4.4% |
October 2016 |
20 year - 4.26% 10 year - 4.28% 20 year (Refinance) - 4.30% |
September 2016 |
20 year - 4.08% 10 year - 4.28% |
August 2016 |
20 year - 4.09% 10 year - 4.115% |
July 2016 |
20 year - 4.08% 10 year - 4.10% |
June 2016 |
20-year - 4.23% 10 year - 4.20% |
May 2016 |
20 year - 4.31% 10 year - 4.18% |
April 2016 |
20-year - 4.31% 10-year - 4.33% |
March 2016 |
20-year - 4.55% 10-year - 4.31% |
February 2016 |
20-year - 4.55% 10-year - 4.31% |
January 2016 |
20-year - 4.83% 10-year - 4.27% |
December 2015 |
20-year - 4.87% 10-year - 4.13% |
November 2015 |
20-year - 4.74% 10-year - 4.13% |
October 2015 |
20-year - 4.76% 10-year - 4.22% |
September 2015 |
20-year - 4.90% 10-year - 4.22% |
August 2015 |
20-year - 4.90% 10-year - 4.32% |
July 2015 |
20-year - 4.96% 10-year - 4.32% |
June 2015 |
20-year - 5.06% 10-year - 4.38% |
May 2015 |
20-year - 4.85% 10-year - 4.38% |
April 2015 |
20-year - 4.59% 10-year - 4.40% |
March 2015 |
20-year - 4.80% 10-year - 4.40% |
February 2015 |
20-year - 4.54% 10-year - 4.41% |
January 2015 |
20-year - 4.60% 10-year - 4.41% |